Current Report

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

February 6, 2009

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CAPITOL FEDERAL FINANCIAL

______________________________________________________________________________________________________________________

(Exact name of Registrant as specified in its Charter)

United States 000-25391 48-1212142

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(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification Number)

700 Kansas Avenue Topeka, Kansas 66603

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(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code:

(785) 235-1341

N/A

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(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

ITEM 8.01 OTHER EVENTS

The Registrant's press release dated February 6, 2009, announcing that it will participate as a presenter in Sterne, Agee & Leach's Financial Services Conference is attached hereto as Exhibit 99.1(a), and is incorporated herein by reference. Additional information supplied includes Exhibit 99.1(b), CFFN Sterne, Agee & Leach's Financial Services Conference Conference slide presentation.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.

Exhibit 99.1(a) - Press release dated February 6, 2009

Exhibit 99.1(b) - CFFN Sterne, Agee & Leach's Financial Services Conference Conference slide presentation

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CAPITOL FEDERAL FINANCIAL

Date: February 6, 2009 By: /s/ Kent G. Townsend

_____________________________

Kent G. Townsend, Executive Vice-President

and Chief Financial Officer

NEWS RELEASE

FOR IMMEDIATE RELEASE

February 6, 2009

CAPITOL FEDERAL FINANCIAL

TO PRESENT AT STERNE, AGEE & LEACH

FINANCIAL SERVICES CONFERENCE

Topeka, KS – Capitol Federal Financial (NASDAQ:CFFN) announced today that it will participate as a presenter at Sterne, Agee & Leach’s Financial Services Conference in Orlando, FL. John B. Dicus, Chairman, President and Chief Executive Officer, is scheduled to present on Tuesday, February 10, 2009. The presentation is scheduled for 8:00AM ET.

To listen to the live broadcast of the presentation, the conference call number is 212-812-2800, access code 8982 4060. The slide show presentation will be available on the company website at 8:00AM ET on Tuesday, February 10, 2009. For those unable to listen to the live broadcast, a replay number will be available on Thursday, February 12, 2009, under the Investor Relations tab on the company website, http://www.capfed.com .

Capitol Federal Financial is the holding company for Capitol Federal Savings Bank which operates 41 branch offices in Kansas.

News and other information about the Company can be found on the Internet at the Bank’s website, http://www.capfed.com.

Except for the historical information contained in this press release, the matters discussed may be deemed to be forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, that involve risks and uncertainties, including changes in economic conditions in the Company’s market area, changes in policies by regulatory agencies, fluctuations in interest rates, demand for loans in the Company’s market area, competition, and other risks detailed from time to time in the Company’s SEC reports. Actual strategies and results in future periods may differ materially from those currently expected. These forward- looking statements represent the Company’s judgment as of the date of the release. The Company disclaims, however, any intent or obligation to update these forward-looking statements.

For further information contact:

Jim Wempe		Kent Townsend
Vice President, Investor Relations		Executive Vice President, Chief Financial Officer
700 S Kansas Ave.		700 S Kansas Ave.
Topeka, KS 66603		Topeka, KS 66603
(785) 270-6055		(785) 231-6360
jwempe@capfed.com		ktownsend@capfed.com